Pet insurance usually reimburses you after you pay the vet. Policies differ a lot, so the details matter more than the monthly price.
Key terms
- Deductible: what you pay before coverage starts
- Reimbursement rate: the share of eligible costs repaid
- Annual or lifetime limits
- Waiting periods before coverage begins
- Exclusions, especially pre-existing conditions
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See our page comparing pet insurance with a savings fund.
General information, not insurance advice. Savvy Coin Club isn't paid by any pet food, insurance or product company.