Adopting vs. buying from a breeder

Shelter and rescue adoption fees often include vaccines, microchipping and spay or neuter surgery, which can make adoption much cheaper up front. Breeder prices vary widely.

If you adopt

• Ask what the fee includes
• Ask about the pet's health history and behavior
• Look for fee-reduced adoption events

If you buy

• Visit in person and meet the parents if possible
• Ask for health records and genetic testing for the breed
• Avoid sellers who won't let you visit or want payment by wire or gift card: puppy scams are common
• Some breeds are prone to costly health conditions; research before you choose

General educational information, not veterinary advice. Savvy Coin Club isn't paid by any pet food, insurance or product company.